← All 785 jobsFile 13-2041
Credit Analysts
Mostly untouched
AI barely touches this work so far. The BLS expects 4.3% fewer of these jobs by 2035.
Financial work often uses specialised, compliant AI tools that consumer Copilot data does not see, so this file probably understates how much AI touches it.
- Rank
- #402 of 785 jobs, by how much of the work AI does
- US jobs, 2025 to 2035
- -4.3% All jobs: +3.5%
- Median US pay
- $83,510 a year, 2025
- People doing it
- 64,700 in the US, with about 3,100 openings a year
The work, 12 activities
The job description, marked up.
Every activity in this job, the biggest first. Tap a line for the evidence.
- deleAI does this
- +AIAI helps
- stetStill yours
AI helps with this: Analyze business or financial data25%
People asked AI for help with this in about 1 in 719 conversations, and it got them there 72% of the time.
Still yours: Analyze business or financial risks14%
Barely appears in AI conversations: fewer than 1 in 2,000.
Still yours: Analyze data to improve operations11%
Barely appears in AI conversations: fewer than 1 in 2,000.
Still yours: Prepare financial documents, reports, or budgets11%
Barely appears in AI conversations: fewer than 1 in 2,000.
AI helps with this: Prepare documentation for contracts, applications, or permits11%
People asked AI for help with this in about 1 in 1,066 conversations, and it got them there 94% of the time.
AI does this: Analyze market or industry conditions9%
AI performed this in about 1 in 1,486 Copilot conversations and completed it 91% of the time.
Still yours: Evaluate condition of financial assets, property, or other resources4%
Barely appears in AI conversations: fewer than 1 in 2,000.
AI does this: Advise others on financial matters4%
AI performed this in about 1 in 676 Copilot conversations and completed it 90% of the time.
AI does this: Respond to customer problems or inquiries3%
AI performed this in about 1 in 6 Copilot conversations and completed it 84% of the time.
Still yours: Examine financial activities, operations, or systems3%
Barely appears in AI conversations: fewer than 1 in 2,000.
Still yours: Collect fares or payments3%
Barely appears in AI conversations: fewer than 1 in 2,000.
Still yours: Coordinate activities with clients, agencies, or organizations2%
Barely appears in AI conversations: fewer than 1 in 2,000.
2025 to 2035
Ten years from now.
For every 100 of these jobs in 2025, the BLS projects 96 in 2035. Across all US jobs, about 104.
Even shrinking, it should still see about 3,100 openings a year as people retire or move on.
BLS on AIMore data and machine learning in credit risk analysis reduce the need for analysts. Source ↗
Nearby
Where your skills travel.
The jobs closest to this one. None of them is much less exposed.
- Shares 45% of the workFinancial and Investment Analysts45% AI does, against 16% here+7.2% by 2035 · $102,740 · Bachelor’s degree
- Shares 40% of the workBudget Analysts38% AI does, against 16% here+1.9% by 2035 · $91,640 · Bachelor’s degree
- Shares 37% of the workFinancial Risk Specialists38% AI does, against 16% here+7.4% by 2035 · $117,330 · Bachelor’s degree
The wire
On the wire.
Nothing filed about this job yet. The latest from the Work front:
How to read this file.
deleAI does this. In US Bing Copilot conversations from January to September 2024, AI itself performed the activity, completed it and made a real difference often enough to count.
+AIAI helps. People brought the activity to AI as their own goal, and it usually got them there.
stetStill yours. It barely shows up in AI use, AI rarely finishes it, or in this job it needs hands.
Shares are weighted by how much each activity matters in the job, using O*NET. Microsoft’s own AI applicability score for this job is 0.16, higher than 56% of jobs.
Doing an activity is not doing a job. The researchers behind this data warn against reading it as job loss, and so do we. It is US data; the shape of the work travels.
Financial work often uses specialised, compliant AI tools that consumer Copilot data does not see, so this file probably understates how much AI touches it.
Sources: Microsoft Research, Working with AI (2025) · O*NET OnLine, 13-2041 · BLS Employment Projections 2025 to 2035
Check another job.
Know someone in this job? Send them the file.